Emerge experts

Discover the Emerge teams' perspectives on the things that matter. Whether you're seeking industry knowledge, startup wisdom, or you're simply curious about our world, dive in and discover the ideas that drive us forward.

Separating Your Personal and Business Bank Account
EMERGE EXPERTS
March 25, 2025
Separating Your Personal and Business Bank Account

Many business owners default to using their personal bank accounts for business transactions. This seems convenient at first. However, managing all of your finances out of one account actually creates huge complications that just get worse over time.

Building a bulletproof business financial plan
EMERGE EXPERTS
March 12, 2025
Building a bulletproof business financial plan

Whether you're steaming milk at your cafe or designing the next Tesla, your business needs the clarity and direction that comes from proper financial planning and forecasting.

7 minutes to better banking
EMERGE EXPERTS
March 6, 2025
7 minutes to better banking

Banking that gives your time back.

Supporting Kiwi small businesses
EMERGE EXPERTS
March 6, 2025
Supporting Kiwi small businesses

We see how much is on your plate. Let us lighten the load.

Making business beautifully simple
EMERGE EXPERTS
March 6, 2025
Making business beautifully simple

'Beautiful simplicity' sits at the heart of everything we do.

The team dedicated to reinventing business finance
EMERGE EXPERTS
March 6, 2025
The team dedicated to reinventing business finance

Ever wondered how good banking could be if you got rid of all the old-school nonsense?

Working at Emerge
EMERGE EXPERTS
March 6, 2024
Working at Emerge

What's life like at one of NZ’s fastest growing tech companies?

How to start a small business in NZ.
EMERGE EXPERTS
Vivek Kumar - Product Manager
February 5, 2024
How to start a small business in NZ.

Starting a business is one thing. Starting a successful business? That’s a whole different ball game.

Four risks every business owner should know.
EMERGE EXPERTS
Vivek Kumar - Product Manager
February 5, 2024
Four risks every business owner should know.

Starting a business isn’t just about taking risks—it’s about understanding them, managing them, and transforming them into opportunities for growth.

Should I leave my bank for Emerge?
EMERGE EXPERTS
Jovan Pavlicevic - Co-founder
February 1, 2024
Should I leave my bank for Emerge?

We’d love you to, but you don’t have to. And in some cases, you definitely shouldn’t. Find out why.

Lowering capital requirements will be a game changer.
EMERGE EXPERTS
Jovan Pavlicevic - Co-founder
August 13, 2024
Lowering capital requirements will be a game changer.

A review into the capital requirements for banking registration in NZ is music to our ears. Competition in banking is vital... but is Kiwibank the one to be leading the charge?

What do we mean, "we’re not a bank?"
EMERGE EXPERTS
Jamie Jermain - Co-founder
February 12, 2024
What do we mean, "we’re not a bank?"

We aren’t a bank because we don’t have a banking licence. But we're something better!

What is a digital-first finance solution?
EMERGE EXPERTS
Jovan Pavlicevic - Co-founder
March 11, 2024
What is a digital-first finance solution?

As with all new technologies, people like to give things fancy names. Here's what it means.

Welcome to Emerge: Better business finance
EMERGE EXPERTS
Jamie Jermain - Co-founder
August 21, 2024
Welcome to Emerge: Better business finance

We're here to change the face of business finance in NZ. Find out why we started and where we're going.

Interchange & surcharging - why customers lose
EMERGE EXPERTS
Jamie Jermain - Co-founder
July 2, 2024
Interchange & surcharging - why customers lose

What is interchange, what are the regulations, why do we see surcharging and why are customers losing in EVERY way.