Emerge experts

Discover the Emerge teams' perspectives on the things that matter. Whether you're seeking industry knowledge, startup wisdom, or you're simply curious about our world, dive in and discover the ideas that drive us forward.

Working at Emerge

What's life like at one of NZ’s fastest growing tech companies?

The team dedicated to reinventing business finance

Ever wondered how good banking could be if you got rid of all the old-school nonsense?

Supporting Kiwi small businesses

We see how much is on your plate. Let us lighten the load.

Why your business needs an emergency fund

While you can theoretically survive without artisanal flat whites, you might not survive without cash reserves when reality comes knocking. Having a cash reserve isn't paranoid doomsday prep, it's a strategic advantage.

What is a digital-first finance solution?

As with all new technologies, people like to give things fancy names. Here's what it means.

What do we mean, "we’re not a bank?"

We aren’t a bank because we don’t have a banking licence. But we're something better!

Welcome to Emerge: Better business finance

We're here to change the face of business finance in NZ. Find out why we started and where we're going.

Separating Your Personal and Business Bank Account

Many business owners default to using their personal bank accounts for business transactions. This seems convenient at first. However, managing all of your finances out of one account actually creates huge complications that just get worse over time.

Interchange & surcharging - why customers lose

What is interchange, what are the regulations, why do we see surcharging and why are customers losing in EVERY way.

Making business beautifully simple

'Beautiful simplicity' sits at the heart of everything we do.

Should I leave my bank for Emerge?

We’d love you to, but you don’t have to. And in some cases, you definitely shouldn’t. Find out why.

7 minutes to better banking

Banking that gives your time back.

How to start a small business in NZ.

Starting a business is one thing. Starting a successful business? That’s a whole different ball game.

Lowering capital requirements will be a game changer.

A review into the capital requirements for banking registration in NZ is music to our ears. Competition in banking is vital... but is Kiwibank the one to be leading the charge?

How Pals cracked open NZ's alcohol scene

In a market where the big boys typically call the shots, Pals proves that a small brand with personality and smarts can not only survive but thrive. Ka pai!

Guesswork and money don’t mix well

If you're running a business and not getting cosy with your financial statements, you're only guessing. And trust us, that never ends well.

Building a brand that actually means something

The most successful brands share one thing in common: they're built on rock-solid strategic foundations. When market conditions get rough, these brands don't just survive, they thrive.

Four risks every business owner should know.

Starting a business isn’t just about taking risks—it’s about understanding them, managing them, and transforming them into opportunities for growth.

Building a bulletproof business financial plan

Whether you're steaming milk at your cafe or designing the next Tesla, your business needs the clarity and direction that comes from proper financial planning and forecasting.

How Moodi Blends Disrupted New Zealand's Wellness Market

Since hitting supermarket shelves earlier this month, Moodi Blends have been flying off the shelves faster than sausages at a barby. Stores had to implement buying limits, while others sold out completely. So, what's their secret sauce?