We started with a simple question. What if learning money skills was fun, clear, and in your control from day one?
SquareOne was our first answer. A tool for kids and parents to build real money skills together. It grew into a community of families who wanted better than the status quo.
From there we listened to the next cry for help. Business owners drowning in admin, cards on the wrong desks, expense chaos, and weeks to open an account. So we built Emerge Business to give teams instant cards, clear controls, and less admin.
Now we are closing the loop with Emerge Personal. The same clarity and speed, for everyone; students, flatmates, families, side hustlers, and founders. All in one place.
One app. Personal and Business side by side. Built here for here.
New Zealand has world class talent and ambition, but we have put up with clunky money tools for too long. Hidden fees, long wait times, hold music, and products that were not built for the way we live now.
We believe money should feel effortless. Clear. Fair. Instant. Human when you need it.
Make money fair, fast, and human for every Kiwi.
A Kiwi built alternative (to the big Aussie banks), that people love to use and trust with the moments that matter.
We pair thoughtful tech with real people who care. No jargon. No hold music. No gotchas.
Your money matters. We treat it that way.
We built Emerge because money should give you momentum, not migraines. If we do our job right, you will feel more in control, spend less time on admin, and have more time for the things you actually care about.
We are just getting started. Come build it with us.
Whether you’re starting your financial journey, ready for something better or want to supercharge your business - Emerge is here for every Kiwi.
Whether you’re a startup, growing team or planning global domination, Emerge works to make your business finances more efficient at every stage of your journey.
Available on
© 2025 Emerge Group Limited. All rights reserved. Emerge is not a registered bank. We are a registered financial services provider (FSP1000546).
