Got mates?
Get rewarded.

Refer a friend and you'll both score $20 when they sign up.

Group of diverse people holding colorful smartphones in a circle, viewed from below against a blue sky.

The easiest $20 you'll ever make.

Because good things are better shared.

Two people sitting at a round table outdoors, smiling and chatting amid green plants, with a teapot on the table.

Good mates share good things.

  • Refer as many people as you like
    There’s no cap. One person or your whole group chat - every successful sign-up earns you another $20.
  • Doing your friends a solid
    ‍‍
    You're giving them access to smarter money tools, and scoring something for yourself too.
  • It really is that easy
    No awkward forms. no hoops to jump through. Just share your code and let it do the mahi.

Ready to start earning? Download Emerge.

Download the app, grab your code and start sharing the good stuff.

Download the app

Scan to download the app

Frequently asked questions

What is Emerge?
How’s my money protected?
What’s the catch?
When do I get my card?
Is Emerge just for personal finances? 
Can I use Emerge if I’ve just moved to New Zealand?
What security measures do you use?
Is Emerge a bank?
What if I lose my card?
How fast can I open an account?
Will I get real-time updates on my money? 
What’s SquareOne, and how is it different?
Does it cost anything to join?
Can I earn interest with Emerge?