The business account made for one (coming soon).

Whether you’re on the tools, behind the wheel, or working from your kitchen table, Emerge helps you separate business from personal, stay in control, and keep things simple.

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Get set up in minutes.

No paperwork. No waiting. Just smart tools from the start.

Open your account online 
All you need is your phone and a few quick details.
Create tax buckets with ease 
Set up ACC, GST or savings accounts in seconds.
Start getting paid 
Share your account with clients and get money moving faster.

Spend smart, without the stress.

Real cards, real control - for fuel, tools, or daily spend.

Create virtual or physical cards 
Use for purchases, subscriptions, or set up one for your subbies.
Set limits and track in real time 
Stay on top of every dollar as it's spent.
No card-sharing or reimbursements 
Keep things clean and in your name - always.

Find out more

Money management on autopilot.

Stay ahead of tax, bills, and budgeting without the mental load.

Automatically split income on arrival 
Route a portion of incomings to GST, savings or expense accounts without thinking.
Avoid end-of-year surprises 
No more scrambling for tax. Everything stays in its place.
Stay organised without spreadsheets 
All your flows in one tidy dashboard.

Learn more

Built for how you work.

Whether you’re running one gig or juggling ten, Emerge fits the way you earn.

Unlimited sub-accounts 
Keep projects, clients or properties clearly separated.
Personal and business kept apart 
Avoid mixing funds and keep your records clean.
It works like a bank account 
Because it is one, just smarter.

“Emerge has made it so much easier to keep my business money organised. I’ve got accounts for tax, savings, and each project. Everything stays clean and I don’t have to think about it.”

Alex Jones, Going it Alone

Perks that actually matter

From SaaS tools to startup services, our partner marketplace is packed with offers designed to help you save cash and scale faster. No fluff - just real discounts on the things you already use (or should be using).

Your money, secured by design

At Emerge, your funds are held securely in trust with an AA-rated bank. That means nothing is ever lent out, touched, or risked - your money is yours, always.

Frequently asked questions

Whether you’re a startup, growing team or planning global domination, Emerge works to make your business finances more efficient at every stage of your journey.

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