Say goodbye to queues, wait times, paperwork and visits to the bank branch.
Set up a business account, unlimited virtual cards and as many team members as you want - for free.
Powerful Xero integrations* (in beta) and a customer service team that are there for you when you need them.
5 minute, paperless setup
Local support for local businesses
Multi-director access
Available for limited liability NZ companies
Integrated with Xero**
100% mobile access
Receipt capture in-app
Instant & unlimited virtual debit cards
Google & Apple Pay in seconds
Unlimited NZ transfers & payments
Physical debit cards that stand out
International payments*
Get paid & pay in batches*
Unlimited team members
Unlimited accounts to organise your finances
Real-time spend notifications
Admin & team level permissions
Spend limits per card
Spending categorisation*
Disposable virtual cards
Freeze or change card controls instantly
Funds held in AA- rated trust account
Approve online transactions in-app
Biometric login
No CVC on card
*Coming soon / **In beta
Instant virtual cards with limits and controls for your team.
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Receipt capture in-app, batch payments & simplified workflows with Xero integrations*.
*In beta
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Keeping your money safe in a world of increasingly complex fraud.
Available for both iOS and Android.
You’ll need your ID and business details.
Start spending straight away. It's that simple.
Gain access to a wide range of innovative tools and features designed to enhance your financial management.
Whether you’re a startup, growing team or planning global domination - Emerge works to make your business finances more efficient at every stage of your journey.
© 2024 Emerge Group Limited. All rights reserved.
Emerge is not a registered bank. We are a registered financial services provider (FSP1000546).
