Issue debit cards to your team in seconds
Getting your team the tools they need to do their job shouldn’t be a hassle or cost the earth. And now, it doesn't. Emerge is free and simple to set up cards for you and your team.

Tired of sharing one company card?
We feel you. Traditional business cards are a pain.
They get lost, they get stolen, and getting them is a nightmare of paperwork and approvals. Not to mention the stress of wondering if your team's spending is out of control.
Well, they were...


Your business spending, sorted
Emerge cards give you complete control and flexibility over your business spending. Whether you're a solo operator or managing a team, we've got you covered.
- Instant virtual cards
For online purchases or add them to Apple/Google Pay for contactless payments. - Customisable spending limits
Set individual limits for each team member, and say goodbye to overspending surprises. - Real-time notifications
Know instantly where, when, and how much your team is spending.
Get your team cards with no fuss
- Zero paperwork or lengthy approvals
Issue cards directly from the Emerge app in seconds. - No more personal reimbursements
Empower your team to make work-related purchases without dipping into their own pockets. - Simplified expense tracking
All expenses are automatically tracked and categorised in the app.

Going global?
Emerge cards work anywhere in the world on Mastercard’s system. There are no bank fees, subscription fees or added costs to spending overseas. Want to find out what using your Emerge card overseas might cost? Click below and put $0 in the bank fee field.

Security first
We take security seriously so you can always trust your account is safe and secure.
- Instantly freeze your cards
Lock your card in the app if it goes missing to prevent fraud. - No printed CVV
Protects against fraud if a card is lost or stolen. - Virtual cards
Card details are not on the card and it can be replaced instantly.
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Emerge is free
for teams big or small
Other companies charge you per card, per month, or per person. Emerge is free regardless of team size, number of cards or accounts. We are here for Kiwi businesses.
Open an accountFrequently asked questions
Virtual cards are digital cards that exist within the Emerge app and can be used for online and mobile payments. Physical cards are plastic cards that can be used for in-person transactions and ATM withdrawals.
Yes, you can set individual spending limits for each card, as well as daily, weekly, or monthly limits.
You can instantly freeze your card within the app to prevent unauthorised use.
You can instantly issue virtual cards or order physical cards directly from the Emerge app.
Yes, you can see every transaction as it happens, with details on who spent what, where, and when.
Emerge does not charge any fees for using virtual or physical cards. There is a one-off $10 fee for each physical card.