Issue debit cards to your team in seconds

Getting your team the tools they need to do their job shouldn’t be a hassle or cost the earth. And now, it doesn't. Emerge is free and simple to set up cards for you and your team.

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Tired of sharing one company card?

We feel you. Traditional business cards are a pain.

They get lost, they get stolen, and getting them is a nightmare of paperwork and approvals. Not to mention the stress of wondering if your team's spending is out of control.



Well, they were...

Your business spending, sorted

Emerge cards give you complete control and flexibility over your business spending. Whether you're a solo operator or managing a team, we've got you covered.

  • Instant virtual cards
    For online purchases or add them to Apple/Google Pay for contactless payments.
  • Customisable spending limits
    Set individual limits for each team member, and say goodbye to overspending surprises.
  • Real-time notifications
    Know instantly where, when, and how much your team is spending.

Get your team cards with no fuss

  • Zero paperwork or lengthy approvals
    Issue cards directly from the Emerge app in seconds.

  • No more personal reimbursements
    Empower your team to make work-related purchases without dipping into their own pockets.
  • Simplified expense tracking
    All expenses are automatically tracked and categorised in the app.
Expense management

Your rules, your way

Customise spending rules for each card to fit your business needs.

  • Spending limits
    Keep everyone on budget with individual limits set per card.
  • Stick to the company policies 

    Ensure in-policy and secure spending with limits and permissions that match your policies.
  • Coming soon - Ensure the rule are followed

    Block cards and send reminders if receipts and notes aren’t added at the time of purchase.

Going global?

Emerge cards work anywhere in the world on Mastercard’s system. There are no bank fees, subscription fees or added costs to spending overseas. Want to find out what using your Emerge card overseas might cost?  Click below and put $0 in the bank fee field.

Mastercard's FX calculator

Security first

We take security seriously so you can always trust your account is safe and secure.

  • Instantly freeze your cards
    Lock your card in the app if it goes missing to prevent fraud.
  • No printed CVV
    Protects against fraud if a card is lost or stolen.
  • Virtual cards
    Card details are not on the card and it can be replaced instantly.
Security

Emerge is free
for teams big or small

Other companies charge you per card, per month, or per person. Emerge is free regardless of team size, number of cards or accounts. We are here for Kiwi businesses.

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Frequently asked questions

What's the difference between a virtual and physical card?
Can I customise spending limits for each card?
What if my card is lost or stolen?
How do I get a new card for my team?
Can I track my team's spending in real time?
Are there any fees for using Emerge cards?