Banking's boring.
You aren't. Let's go.

No paperwork. No branches. No waiting. Just you, your phone, and a better way to manage your money.

From download to done in minutes.

We made signing up so fast and easy, you might blink and miss it.

Ready when you are.

Open your account and atart spending, paying, and saving right away.

Safe. Secure. Fully yours.

Your money’s held in a secure trust account with a licensed New Zealand bank. Plus, Emerge is built with world-class encryption, numberless cards, and instant freeze controls - because you shouldn’t have to worry about your wallet.

Ready to join the future?

Whether this is for yourself, your business or your family - it’s time to manage your money like you’ve always wanted to.

Download the app

Scan to download the app

As seen on your dad's favourite news site.

The media is kinda obsessed with us. Because we’re here to make a real difference.

Frequently asked questions

What is Emerge?
How is Emerge different from traditional banks?
Is my money safe with Emerge?
How do I open an Emerge account?
How long does it take to get approved?
Is Emerge a bank?
How much does Emerge cost?
What businesses can use Emerge?
What documents do I need to open an account?
Should I use Emerge for my business?