Team expense control, without the chaos.

Issue cards with confidence. Track spending in real time. Automate reconciliation like a pro.

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Mobile phones displaying Emerge corporate virtual cards and an expense management app interface showing card details and transactions.

Empower your team,
stay in control.

Give everyone the tools to move fast, without losing visibility or oversight.

  • Flexible card settings

    Set spend limits by day, week, or month. Control where each card works.
  • Real-time visibility

    Track spend as it happens across every team member and card.
  • Instant changes

    Lock, unlock, or update card settings in seconds from your app.
Learn more
Hand holding smartphone showing a finance app with two cards: a physical card for Tools & Equipment with monthly limit $1,500 and a virtual card for Office Catering with monthly limit $1,200, with finger tapping 'Card frozen' option.
Hand holding a smartphone displaying a transaction receipt for $370 at Noel Leeming Saint Lukes with details and options to call, visit website, add notes, and attach receipt.

Cut your month-end workload in half.

Save hours every week with tools that make reconciliation fast, clean, and automatic.

  • Mobile receipt uploads

    Cardholders snap receipts at the point of purchase; no lost receipts.
  • In-app GL coding

    Tag transactions to the right chart of accounts instantly.
  • Export-ready reports

    Everything clean and prepped for Xero or your accountant.

Syncs with Xero,
built for speed.

Your accounting flow, finally made simple.

  • Fast expense syncing

    Transactions sync every 8 hours to Xero. No delays, no missing data.
  • Batch payments

    Pay multiple Xero bills in just a few clicks from the Emerge web tool.
  • Smart categorisation

    Auto-categorise spend based on merchant, card, or account.
Find out more
User working on a laptop displaying Xero Emerge financial dashboard with account balances and transaction details.

Built for both sides of the transaction.

Stacked user profile cards with a smiling woman with dark hair in a bun on the front card.

For your team

Simple to use. Fully mobile. Designed for clarity.

Card with stylized vertical bar chart of varying heights and a notification bell icon at the top right corner.

For finance and ops

Clean data, live visibility, and no more manual follow-ups.

“We needed an expense management platform that gave our team access to company funds in their day-to-day. We looked at local and international solutions and are so glad we settled with Emerge. Our team love it and everything we have requested from Emerge has been built into the app within weeks of asking for it.”

Alison Kingdon, General Manager, ADT Security

Read more

Expense management, without the mess.

Ditch the spreadsheets. Get clarity and control in one tool.

Scan to download the app

Frequently asked questions

How does Emerge expense management work?
What if I or an employee lose a card?
Does Emerge work with my acconuting software?
Can I set custom spend limits for each employee?
How secure is my expense data?
Is there a limit on the cards I can create?