We’d love you to, but you don’t have to. And in some cases, you definitely shouldn’t. 

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There are things banks can offer, that right now, we can’t - interest, loans, credit, overdrafts, etc. If your business is reliant on any of these to continue operating you’d be foolish to move your entire business into an Emerge account and we wouldn’t let you. 

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The beauty of Emerge is it can supplement your existing bank. It doesn’t need to replace it. And yes, you can have more than one business account - you can have as many as you want.

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You can keep your relationship with your bank to ensure access to overdrafts or credit but move all of your day-to-day - the bits that are really frustrating with traditional banks like employee expenses & reconciliation, payroll, receipt capture, team cards, customer service, having to visit bank branches, etc - to Emerge.

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But, you can absolutely use Emerge as your primary business account

All that said, if you’re a founder and you need a business bank account now - we’re you’re go-to. The same is true of any business owner that doesn't need access to credit for their business. 

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We provide the same services as your bank does for your business, day to day - but better!

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Why we’re different to banks

Our entire goal is to provide an experience that's 100 times better than we’re currently given by Kiwi (or not Kiwi in most cases) banks. 

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To do this we’ve leant heavily into tech innovations to make it faster, more efficient and easier for you as a business owner or leader to operate. But we’ve also put a huge emphasis on the human side too. We don’t want to talk to you as if you’re a statistic, we’re talking to you like a mate and we’re there for you 24/7 (like any good mate).