Win $5000.
Unlock the vault.

University of Auckland student?

Sign up to Emerge. Refer your friends.
One winner gets the code to unlock $5,000.

Illustration of a gradient blue keypad device with nine buttons marked by asterisks, a large round dial, and colorful text labels saying 'Refer a mate,' 'Sign up to enter,' 'Start spending smarter,' and 'Crack the code.'

How it works

O-Week was your chance to crack the code. Turns out it wasn't that easy. Now it’s all about entries.

Sign up. Refer friends. The more entries you stack, the better your odds in the draw.

Outdoor promotional stand for emerge with a locked transparent box containing a money bag, encouraging people to sign up, guess the code, and crack it to win $5K.

Missed O-Week?

O-Week was your chance to crack the code in person.

Thousands of students tried. Nobody got it.

Now the vault is part of the draw. Sign up, refer your mates, and stack entries for your shot at the $5,000.

Check out the T&C’s here.

Enough scrolling. Download Emerge.

Sign up for free and start earning entries. The more mates you refer, the better your odds of unlocking the vault and winning $5,000.

Download the app

Scan to download the app

Frequently asked questions

What is Emerge?
How’s my money protected?
What’s the catch?
When do I get my card?
Is Emerge just for personal finances? 
Can I use Emerge if I’ve just moved to New Zealand?
What security measures do you use?
Is Emerge a bank?
What if I lose my card?
How fast can I open an account?
Will I get real-time updates on my money? 
What’s SquareOne, and how is it different?
Does it cost anything to join?
Can I earn interest with Emerge?