Smarter cards for modern teams.

Issue business cards in seconds. Control spend in real time. No forms, no wait - just instant access for you and your team.

Cards in just a few taps.

No more sharing one company credit card. Give your team the freedom to spend with full visibility and control.

  • Instant virtual cards

    Spin up new cards in seconds and put them straight to work.
  • Physical cards delivered

    For when virtual won’t cut it. Equip your team with cards that work anywhere.
  • Subscription cards
    Perfect for big, trusted vendors like SaaS tools, ad platforms, and monthly expenses.
  • Full control in app

    Freeze, rename, set rules or cancel cards anytime.

Set smart rules for every card.

Stay in control without slowing your team down.

  • Spending limits
    Daily, weekly, or monthly spend caps by card.
  • Card permissions

    Choose where cards work; online, overseas, at ATMs or contactless.
  • Custom rules

    Auto-flag transactions over a certain amount, or trigger receipt uploads.

Every transaction,
crystal clear.

Know who spent what, where, and why.

  • Enriched transaction details
    View merchant name, location, website and contact info.
    No more mystery charges.
  • Purchaser tracking
    See which team member made each transaction.
  • Receipt reminders

    Nudges sent automatically when spend needs a receipt attached.

Built-in security and global access.

Spend anywhere Mastercard is accepted, with peace of mind built in.

Stronger card security

Cards have no visible CVV or expiry, real-time alerts, and can be frozen instantly from the app.

Use worldwide

Your card works globally with low FX fees and real-time notifications to track every tap.

Replace chaos with clarity.

More control. More insight. No more surprises on the company card.

Download the app

Scan to download the app

Frequently asked questions

What is Emerge?
How is Emerge different from traditional banks?
Is my money safe with Emerge?
How do I open an Emerge account?
How long does it take to get approved?
Is Emerge a bank?
How much does Emerge cost?
What businesses can use Emerge?
What documents do I need to open an account?
Should I use Emerge for my business?