Don't just bank. Emerge.

This is money the way it should be. Fast, mobile, innovative & beautiful - built for you. Sign up to Emerge and get your personal account sorted too.

We understand that seamless and efficient payment processing is essential for the growth of your business.

A better way to manage money

Forget about confusing jargon and endless forms. Emerge is all about keeping things simple so that you can manage your money without the hassle.

An account & card and in minutes
No transaction or account fees
Customer service that's there when you need them

New Zealand has been let down by banks. Across the world we see huge innovations and new ideas moving banking into the future. Kiwi’s are being left behind.Its time to change that.

We’re here to make it simple, efficient and easier for Kiwi businesses.

We did it for your business. Now we're doing it for you.

Complete control over your account

Secure your card with our advanced security features, including the ability to lock and unlock your card instantly.

Google & Apple Pay ready so you pay your way

No card, no problem! Simply add your Emerge Personal card to your mobile wallet and use it on the go.

Realtime notifications to keep you in the know

Never lose oversight of your account with realtime notification and enriched transaction data.

Cards that suit your lifestyle and make you stand out

You're not boring and your cards shouldn't be either. Choose a style that suits you and then show it to all your mates.

We understand that seamless and efficient payment processing is essential for the growth of your business.

Money that keeps up with you

Emerge is built for your on-the-go lifestyle. From splitting bills with flatmates to saving for your next adventure, we've got you covered.

COMING SOON - Easily split bills with friends and round-ups on purchases for added savings

We understand that seamless and efficient payment processing is essential for the growth of your business.

Your money, your rules

Emerge is all about giving you the power. Set goals, track your spending, and watch your money grow. It's your dough, your way.

COMING SOON - Set and manage savings goals, get spending insights and budgeting tools to help you stay on track

Don't just bank. Emerge.

A better way to manage money

We did it for your business. Now we're doing it for you.

Complete control over your account

Google & Apple Pay ready so you pay your way

Realtime notifications to keep you in the know

Cards that suit your lifestyle and make you stand out

Money that keeps up with you

Your money, your rules

This beats banking!

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